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Card Factory

This coverage examines Card Factory’s strategy, operations, and performance in the UK greeting cards and value retail sector. Reporting highlights financial results, store openings, product strategy, leadership changes, and market positioning. Aimed at retail executives, buyers, and managers tracking trends in affordable gifting, consumer demand, and competitive dynamics within value-led retail.

  • Jan- 2022 -
    14 January
    High StreetCard Factory sees recovery with online sales up 23.3% to £22.2m

    Card Factory sees recovery with online sales up 23.3% to £22.2m

    The Card Factory has reported recovery to pre-Covid levels as its online sales increased 23.3% in the 11 months to 31 December 2021 (FY22) to £22.2m on a two year basis, with cardfactory.co.uk revenue increasing by 130.3% and gettingpersonal.co.uk revenue declining 11.4%. Cardfactory.co.uk revenues also increased by 1.1% on the…

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  • Oct- 2021 -
    6 October
    People MovesCard Factory welcomes new director to board

    Card Factory welcomes new director to board

    Card Factory has welcomed Robert McWilliam as the latest independent non-executive director to its board, with effect from 1 November 2021.   McWilliam will be appointed as a member of each of the group’s Audit and Risk committee, Nomination committee and Remuneration committee, and will assume the role as chair of…

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  • Sep- 2021 -
    28 September
    High StreetCard Factory narrows H1 losses to £6.5m

    Card Factory narrows H1 losses to £6.5m

    Card Factory has announced that it has narrowed its pre-tax losses for the six-month period ending 31 July 2021 to £6.5m, up from losses of £22.2m the prior year. Revenue for the period grew by 16.3% to £116.9m up from £100.5m in 2020, and was boosted by the group’s transactional…

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  • Jun- 2021 -
    10 June
    High StreetCard Factory swings to £16.4m loss in 2020

    Card Factory swings to £16.4m loss in 2020

    Card Factory has reported a pre-tax loss of £16.4m for the full-year ending 31 January 2021, down from £65.2m profit the previous year, as the company continued to be affected by the Covid-19 pandemic and ongoing lockdowns. Revenue plummeted 36.9% to £285.1m in the period, down from £451.5m in 2020,…

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  • May- 2021 -
    21 May
    High StreetCard Factory completes £225m refinancing

    Card Factory completes £225m refinancing

    Card Factory has announced it has completed a £225m refinancing with its current banking syndicate. The news follows the retailer’s recent trading update which saw its sales performance “exceed expectations” after reopening following the first and second lockdowns. Sales from the online channels reportedly fell which was in line with…

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  • Apr- 2021 -
    30 April
    High StreetCard Factory trading performance ‘exceeds expectations’

    Card Factory trading performance ‘exceeds expectations’

    Card Factory has announced that its performance following the reopening of stores in England and Wales “exceeded its expectations”. The company has also revealed that it has agreed headline terms for refinancing of the group with its current syndicate of commercial lending banks, with a further update due in the…

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  • Mar- 2021 -
    8 March
    High StreetCard Factory seeks fresh funding to aid survival

    Card Factory seeks fresh funding to aid survival

    Card Factory has reportedly drafted in restructuring experts to help secure news funds to support the group through the pandemic. According to the Sunday Times, consultants from Deloitte initially contacted specialist lenders on behalf of the group in efforts to borrow £100m. Half of the funding would reportedly be used…

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  • 2 March
    High StreetCard Factory confirms refinancing plans

    Card Factory confirms refinancing plans

    Card Factory has issued a liquidity update which confirmed the groups intentions to “refinance” as the banks have provided further waivers in respect of “anticipated covenant breaches” through until 31 March 2021. The group claimed that the banks had taken into account the company’s cash flow projections and that it…

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  • Jan- 2021 -
    29 January
    High StreetCard Factory to receive one month covenant breaches waiver

    Card Factory to receive one month covenant breaches waiver

    Card Factory has been issued a one month extension to covenant breaches by banks until 28 February 2021. Earlier this month, the firm warned it was going to breach its banking covenants by the end of January, although it had access to £200m of debt facilities. The group stated it…

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  • 15 January
    High StreetCard Factory sales down 38% in 2020

    Card Factory sales down 38% in 2020

    Card Factory, the greetings cards, dressings, and gifts provider, has announced its sales for the eleven months ended 31 December 2020 were down by 38.1% year-on-year. With Covid-19 leading to mandatory store closures that resulted in prohibited openings for 37% of available trading days, the firm saw its revenue fall…

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